Rental Yield Calculator UK

Compare the rent a property produces with its value and total acquisition investment.

Your rental assumptions

Property value £ Slider: £5,000 to £1,000,000. Type an exact or larger value above.

Total investment including purchase costs £ Slider: £5,000 to £1,000,000. Type an exact or larger value above.

Use the full purchase price plus acquisition costs and refurbishment, not only the deposit.

Gross monthly rent £ Slider: £0 to £5,000. Type an exact or larger value above.

Monthly mortgage payment £ Slider: £0 to £5,000. Type an exact or larger value above.

Agent fee % of rent Slider: 0 % of rent to 25 % of rent. Type an exact or larger value above.

Maintenance allowance % of rent Slider: 0 % of rent to 25 % of rent. Type an exact or larger value above.

Void allowance % of rent Slider: 0 % of rent to 25 % of rent. Type an exact or larger value above.

Insurance and other monthly costs £ Slider: £0 to £1,000. Type an exact or larger value above.

Estimated rental results

Illustrative example — enter your own figures

Gross rental yield: 7.20%
Net operating yield before finance and tax: 4.69%
Gross monthly rent: £1,200.00
Less mortgage payment: £625.00
Less agent fees: £120.00
Less maintenance allowance: £60.00
Less void allowance: £60.00
Less insurance / other costs: £100.00
Monthly cash flow before tax: £235.00

Gross yield versus net yield

Gross yield = annual gross rent ÷ property value × 100. For example, £1,000 monthly rent on a £200,000 property produces 6% gross yield.

Net operating yield = annual net rental income before finance and tax ÷ total investment × 100. Here, net income deducts management, maintenance, void allowance and other running costs. Total investment means the full purchase price plus buying costs and refurbishment, not just your cash deposit. Mortgage payments are deducted separately in the cash-flow result.

A yield comparison does not tell you whether a mortgage is affordable or account for future repairs, price changes or taxes. Check cash flow after the mortgage. Want to know how many properties you might need? Use the Property Projection calculator.